We provide unique access & advice
to affluent families.

Paragon Investment Capital is an Expect in —an online bank with a great history in consumer finance. Paragon IST is a virtual bank, online bank and an internet-only bank without any branch network giving you the freedom to bank from anywhere around the world. Our goal is to bank the unbanked. We offers services remotely via Banking and telephone banking.

Paragon Investment Capital is committed to providing an extensive range of competitive savings accounts, current accounts, Offshore Account and mortgage schemes and, as a mutual organisation, to providing the highest standards of customer service. Manage your money online with Paragon Investment Capital Banking - it's simple, straightforward and secure, so you can manage your money any time, any place, safely and easily. .

Manage your accounts from your smartphone, tablet or computer anytime. There are lots of ways you can do your banking with us - online, on your mobile or over the phone - or all of them at once. Whatever's easiest way. Easily check balances, deposit funds and transfer funds. Using Banking is straightforward - all you need is a PC, a Mac, a smartphone or tablet with internet access, and the right browser..

At Paragon Investment Capital, we are bank that never closes, and we believe that Financial Advisors should provide more value for their clients, and more transparency, while lowering fees. That's why we founded Paragon Investment Capital, and it remains at the core of our business philosophy.

Contact Us
+ . %

Average Annual Outperformance

Private Debt over Public Bonds 4

Private Debt and Private Equity have historicontacty provided significantly higher returns than their publicly-traded equivalents.

Often referred to as the "illiquidity premium" due to private investments having some degree of illiquidity (not daily liquid).

+ . %

Average Annual Outperformance

Private Equity over Public Stocks 4

Paragon Investment Advisors




1. Paragon's lowest published advisor fee of 0.45% is for Access Only service with £1.0M+ in assets under advisement. That fee level is 55% lower than the industry-average retail advisor fee of 1.00% (as of 2018):
    PriceMetrix by McKinsey: State of Retail Wealth Management, 8th Annual Report, 2018

2. Return Assumptions & Disclosures for Paragon Investment Capital.

3. Private Debt Illiquidity Yield Premium: Disclosures & Assumptions.

4. Private Debt & Private Equity Historical Outperformance Table.

5. Max drawdown figures are quarterly max drawdowns for all asset classes.


All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. Historical returns, expected returns, and probability projections are provided for informational and illustrative purposes, and may not reflect actual future performance. Please see our Full Disclosure for important details.